Comprehensive Transplant Insurance
The Sensible Solution for Rising Catastrophic Transplant Costs
for Self-Funded Employers
- First Dollar Coverage
- Avoids Lasering
- Protects Stop Loss Rates
- Improves Cash Flow of Claims Fund
- Provides Top Level Medical Services
A Transplant can hit any group, any time. For Self insured Employers,
it can have a devastating impact to your stop loss insurance and
bottom line.
Cypress Benefit Administrators is now offering the simple solution
to transplant exposures for self-funded employers. By “carving
out” transplant exposures from a
benefit plan, employers can control the catastrophic costs associated
with transplants and reduce them to a budgeted per employee per
month rate. Underwritten by Medical Excess, an AIG member company,
this A.M. Best A++ rated policy includes generous benefits that
can fit with any employer’s health plan.
Policy Highlights:
- $1 million lifetime maximum ($2 million available)
- 100% coverage for all in-network transplant-related claims
from first
dollar (including hospital, physician, procurement and drugs)
- Experienced transplant case coordination
- Choice of finest transplant centers in the U.S.
- Generous travel and lodging expenses for patient and companion
- Benefit period covers evaluation through 365 days post transplant
operation
- Specific language that avoids confusion and interpretation
- Covers all major organ and tissue transplants: Heart, Pancreas,
Heart / Lung, Kidney, Lung, Kidney / Pancreas, Liver, Small Intestine,
Bone Marrow and Stem Cell
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