Services

Versatile, Cost-Effective Options for Employee Health Benefits

At Cypress Benefit Administrators, we have truly revolutionized the approach to employee health benefit plans by offering a complete line of options that gives our U.S. client base incredible versatility. From COBRA health insurance to disease management and health savings/flexible spending accounts, the services making up The Cypress Solution reduce claims through assessments and advocacy and empower employees to take control of their well-being. They also control costs with thorough claims review and track plan effectiveness. The end result is more affordable healthcare. (See real cost-savings data for Cypress clients.)

Custom Medical Benefits

Alternative Access to Care
Argus Claim Review
Cancer Cost Containment
COBRA Health Insurance
Cypress Online
CypressCap – Captive Insurance Program – NEW!
Data Management
Dialysis Claim Management & CKD Management Programs
Flexible Spending and HRA Administration
Medical Advocate Program (MAP)
Organ Transplant Carve-Out Insurance
Prescription Cost Management
Utilization, Case and Disease Management


Alternative Access to Care

By offering non-traditional methods of care via the workplace, national Centers of Excellence and around-the-clock telephone service, employers are realizing major savings while employees have access to the finest care. On-site Medical reduces costs significantly by providing primary care services and employee wellness programs at the workplace while Consult A Doctor gives patients anytime access to care without the high deductible costs for office or emergency room visits. The Medical Tourism program offers quality, affordable healthcare with its U.S.-based Centers of Excellence. Download Complete Fact Sheet

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ARGUS Claim Review

The most comprehensive fraud protection and code editing program in the industry, ARGUS Claim Review – a division of Cypress Benefit Administrators – guards against costly healthcare billing errors, issues with medical claims processing and other claim system deficiencies. With over $700 billion dollars worth of waste in healthcare annually, this all-encompassing system protects our clients and contributes toward cost containment in healthcare as it constantly works to catch and correct problems. Download Complete Fact SheetView ARGUS Case StudiesView ARGUS Presentation (PowerPoint)

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Cancer Cost Management

 – Coming Soon!

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COBRA Health Insurance

The Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 gives workers and families the right to extend their group health benefits for a limited period of time following certain circumstances such as job loss or transition, death, divorce or other life changes. By turning your COBRA health insurance coverage management over to Cypress Benefit Administrators, your company can ensure compliance with the regulations and save time normally spent sending election notices, handling paperwork and tracking coverage. Download Complete Fact Sheet

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Cypress Online

Designed exclusively for our clients, Cypress Online gives employers and employees safe, convenient anytime access to their medical benefit information. It also simplifies the enrollment process and provides an option for reviewing claim histories and contacting customer service via the Web. With this service, questions are answered faster – with fewer phone calls, less paperwork and better results. Download Complete Fact SheetLogin to your account

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CypressCap – Captive Insurance Program – NEW!

Designed specifically for employers with at least 50 employees, CypressCap provides an alternative solution to out-of-control healthcare expenses and provides hope for companies looking for a real solution to the ever-increasing cost of group health plans. The program is structured as a Group Captive, which offers an alternative risk transfer vehicle that allows members to participate in underwriting profit, investment income and tax advantages. Captives have been used for other lines of insurance for decades, and are just recently being utilized for health benefits. CypressCap offers employers the many proven benefits of Group Captive strategies, including reduction of administrative expenses and rate volatility, retention of Carrier profits, efficient claims administration, improved/stable cash flow and more. To learn more, contact Tom Doney via email or at 877-236-0844.

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Data Management

In combining our data reporting and analysis services, clients are able to build the most comprehensive employee health benefit plans by considering a variety of variables and scenarios. We use a robust online reporting package and secure site that offers full analysis and modeling tools to help employers understand, predict and lower their employee health insurance costs. Download Complete Fact SheetView other Data Management resources

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Dialysis Claim Management & CKD Management Programs

The costs of dialysis care are increasing at an exponential rate. They are often the single most expensive item in a medical spend budget, with claims frequently averaging over $50K per month. As prices for medicines like EPOGEN and other treatments go up across the U.S., finding a cost-effective way to manage kidney/renal disease and related complications has never been more critical. Our Dialysis Claim Management Program helps reduce billed charges by up to 85% with appropriate plan language and claims processing expertise. A supplemental Chronic Kidney Disease (CKD) Management Program is also available to identify CKD members, initiate early interventions, better educate patients about dialysis options – including in-home modalities – and help proactively manage chronic kidney disease.
Download Complete Dialysis Claim Management Program Fact Sheet
Download Complete CKD Management Program Fact Sheet

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Flexible Spending and HRA Administration

Flexible Spending Accounts (FSAs) are employer-sponsored plans that allow employees to set aside pre-tax money for medical, dental, vision, hearing and dependant care expenses they anticipate throughout the year. Health Reimbursement Accounts (HRAs) are plans that combine the best aspects of FSAs and Medical Savings Accounts into one. These health savings accounts/plans are gaining popularity as they turn control over from providers to consumers in deciding how and where healthcare allowances are spent. Download Complete Fact Sheet

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Medical Advocate Program (MAP)

Designed to be a comprehensive resource bank that's just a phone call away, the Medical Advocate Program (MAP) offers one-on-one guidance in finding the most cost-effective medical options and exploring all practical alternatives. It works directly with employees in making health care decisions and becoming more informed purchasers. It also contributes to employers' cost containment in healthcare by requiring pre-authorization of specialty care and services. Download Complete Fact Sheet

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Organ Transplant Carve-Out Insurance

This insurance works in conjunction with an employer's plan by "carving out" the transplant and insuring it separately from the plan document. It allows employers to totally eliminate the risk of paying for costly organ transplants – which can range anywhere from $250,000 to $900,000 on average – and the unpredicted cash flow issues that accompany them. With three times as many people on transplant waiting lists today compared to 10 years ago, carve-out insurance plans are a smart option. Download Complete Fact SheetView other Organ Transplant resources

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Prescription Cost Management

Cypress Benefit Administrators works with a variety of pharmacy benefit management organizations – including Restat, ClearScripts, Navitus and WisconsinRX – to ensure that employers are getting the best possible discounts, access and service at the best possible price. This innovative program also includes BidRx/Magellan Rx – a one-of-a-kind partnership that can save consumers up to 85% on prescription drug costs. Download Complete Fact Sheet

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Utilization, Case and Disease Management

With these integrated programs, members are assured they are receiving the most quality, cost-effective care and treatment options. The programs focus on patients' long-term healthcare needs and provide the support, education and resources necessary for disease management, recovery and wellness. Cases are continually monitored to guarantee the appropriateness of care and avoid any preventable high-cost procedures or hospitalizations. A dedicated team of professionals is assigned to cases to serve each patient's unique needs. Download Complete Fact SheetView other Disease Management resources

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Cypress Benefit Administrators is a TPA specializing in affordable healthcare through custom employee benefits and medical coverage for clients across the Midwest, East/West Coasts and Northern/Southern U.S.


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